Coweta Fayette Real Estate & Newnan Homes for sale blog by Richard Weisser of Better Homes and Gardens Real Estate Metro Brokers

Finding ways to save money might be lot easier than you might think!

Is there a pot of gold at the end of the rainbow?One of the biggest obstacles I face every day as a real estate broker is potential buyers with excellent credit that do not have available cash for a down payment.

And while there are some opportunities for loans with little down, they are few and far between and some are property dependent which limits the available selection of homes.

However, setting money aside for a down payment may not be as hard as you might think. Saving money has long been associated with austerity but in fact there are ways to save with little or no change in lifestyle.

Sometimes it only takes a phone call to achieve dramatic savings results. Technology, security and cable services are often very negotiable, and you might be surprised at how much you can save.

A call to your insurance agent and some policy tweaking can save hundreds of dollars per year. It is always wise to have your coverage reviewed on a regular basis!

When was the last time that you visited your local library? You might be surprised at how much libraries have adapted to the times. Why buy when you can borrow?

Try visiting State Parks instead of theme parks. You can literally save thousands of vacation dollars by utilizing public facilities instead of private ones. And you might just learn something in the process!

There are hundreds of ways to save if you are really committed to the endeavor. Most families could save enough for an FHA down payment in less than a year.

The key is to get started and just do it!


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Comment balloon 11 commentsRichard Weisser • February 23 2012 05:16AM


Good morning Richard,

Excellent advice! There are thousands of ways to and all adds up!

Posted by Dorie Dillard, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker United Realtors® ~ 512.346.1799) over 5 years ago

Richard - good post! I made a list of free recreation a year or two ago, to remind myself how much we don't have to spend, and I've always been a fan of the library.

Posted by Carol Zingone, Global Realtor in Jax Beach, FL - ABR, CRS, CIPS (Berkshire Hathaway Home Services Florida Network Realty) over 5 years ago

I would like to add: stop wasteing.  I see garbage cans overflowing on trash day.  If we all stopped consuming for a day, imagine what that would save.

Posted by Gwen Fowler-CRS- 864-638-3599 SC Mountains & Lakes--, Gwen Fowler Real Estate, Inc. (Gwen Fowler Real Estate, Inc) over 5 years ago

Richard, excellent advice! Cutting back on eating out can save a bundle.

Posted by Michael Setunsky, Your Commercial Real Estate Link to Northern VA over 5 years ago

That is an amazing photo Richard, congratulations for being in the right place at the right time.

Good advice for all of us. . 

Posted by Fernando Herboso - Broker for Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group - Broker 301-246-0001) over 5 years ago

Richard leave to you to make wise suggestions, I just go a new library card last week and love the magazines plus it is not as crowded as BArnes and Nobles

Posted by Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl. (Charles Stallions Real Estate Services ) over 5 years ago

Richard, these are great tips. Saving money is not that hard...An examination of those monthly bills that are on autopilot are a great place to start.

Posted by Kathryn Maguire, Serving Chesapeake, Norfolk, VA Beach ( (757) 560-0881) over 5 years ago

These little things can add up to big savings.  My husband just switched our land line phone and rolled it into our cable provider - an $80 per month saving! 

Posted by Margaret Goss, Chicago's North Shore & Winnetka Real Estate (Baird & Warner Real Estate) over 5 years ago

We all can cut corners.  Debbie and I sat down the first of the year and cut the "junk stuff" out and actually after a couple weeks we didn't even miss the stuff we cut.

Posted by John McCormack,, Albuquerque Homes Realty (Albuquerque Homes Realty * over 5 years ago

Hi Richard, These are great tips for saving money - especially when working towards a down payment and making the dream of home ownership come true!

Posted by Linda Holloway, REALTOR®, Your Next Home in Tampa Bay Starts Here! (Keller Williams Realty Tampa Central) over 5 years ago

I have a client that quit his latte's in the morning, made his own coffee and saved nealy $100  month just on this.   Itjust takes a bit of common sense to see wheere we can save and we can if we really want to.

Posted by William Feela, Realtor, Whispering Pines Realty 651-674-5999 No. (WHISPERING PINES REALTY) over 5 years ago