Coweta Fayette Real Estate & Newnan Homes for sale blog by Richard Weisser of Better Homes and Gardens Real Estate Metro Brokers

Changes in the 100-year flood plain can affect your real estate dramatically! What the recent Coweta County floods could mean to property owners.

Coweta County floods affected property owners in low-lying areasCoweta County Georgia was rather fortunate during the devastating Atlanta area flooding that occurred over the last few days. We did not experience the record rainfalls that pummeled the metro area with deluge after deluge of precipitation.

However, Coweta County is downstream from Atlanta and the Chattahoochee River serves as the western boundary. The Chattahoochee is the principle watercourse that stretches from north Georgia through Atlanta on to the Gulf of Mexico. The water crested yesterday at record levels setting a new 100-year flood mark for the region.

The short-term effect of the flooding is devastation for property owners in low-lying areas that had their homes inundated with water. It will take a lot of time and effort to rebuild and move forward with their lives.

The Chattahoochee River crested at a record flood mark in Coweta Cpunty GeorgiaThe long-term effect can be as equally devastating. Many property owners will now find themselves suddenly thrust into the 100-year flood zone that will make their properties difficult, if not impossible to sell. Flood insurance is costly, and most buyers will shy away from the additional expense of insuring properties in designated flood areas.

The most important lesson to take from this is to be informed about the changes. As the new flood maps become available it is important to know which properties are now affected by the flood-zone designation.

The waters are receding and the clean-up will commence. Only time will tell what the long-term effects of this record-breaking flood will be.


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Comment balloon 21 commentsRichard Weisser • September 23 2009 07:01AM


Richard, I have a home listed where the back end of the property is in the 100 yr flood plain. Very difficult indeed. My heart goes out to everyone affected by the flooding, such a tragedy. 

Posted by Andrea Swiedler, Realtor, Southern Litchfield County CT (Coldwell Banker Residential Brokerage) almost 8 years ago

Richard - before we left Ohio the FEMA folks came in and redistricted the flood zones.  A year ago I was paying flood insurance on one property.  As of Dec, 1 of this year I will be forced to pay it on 5 properties.  Expensive?  Yes - downright highway robbery.  But FEMA says they have to recoup the money they spent on Katrina so the rest of us are going to pay through the nose.

Posted by Carol Smith (Casmi Photography) almost 8 years ago

Hello Richard, I'm glad to hear you didn't get it as bad as the Atlanta area.  It looked terrible in the news.  Yes, flood insurance can become pretty expensive, as we in Florida are all to aware.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) almost 8 years ago

Good morning Richard,

They have started talking about redrawing the flood maps in our area.  I am sure that it will not be pretty when they are thru.

Posted by Don Rogers, Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes (Keller Williams Realty Chesterfield) almost 8 years ago

Richard, I saw all the devastation on the news. Hopefully the clean up will go quickly and that will be it for another 100 years. Glad to hear your area was spared.

Posted by Michael Setunsky, Your Commercial Real Estate Link to Northern VA almost 8 years ago


And even though the house may be high and dry that's going to affect it. Wow! Thanks for jumping in this morning.


It's amazing how much the rates have gone up in the last few years. THX as always.


We were lucky and my basement is dry! Thanks for the comment this morning.

Posted by Richard Weisser, Richard Weisser Retired Real Estate Professional (Richard Weisser Realty) almost 8 years ago

FEMA Just issued new floor maps in our conty ... hearings have begun!  It's an interesting process.

Posted by Lisa Wetzel, CDPE, SFR (RE/MAX Realty Affiliates) almost 8 years ago


We watched on the news the rain that fell so quickly in Atlanta. I'm glad to hear you were spared but feel for all those experiencing such horrific damage. Redrawing the flood maps and the process of adding Flood insurance will be interesting to say the least!

Posted by Dorie Dillard, Serving Buyers & Sellers in NW Austin Real Estate (Coldwell Banker United Realtors® ~ 512.346.1799) almost 8 years ago

Richard:  Glad you're area is not in trouble.  I live right next to a 100 year flood plain.  I remember vividly when it rained and rained for a week straight about two years ago.  I was taking the trash out and looked to the plain.  The water was at a level that made me run into my basement and immediately start carrying stuff up to the higher levels of my home.  My husband told me I was panicking for nothing, and it turns out I was, but I think that flood insurance in my future.  The piece of mind would be worth it.

Posted by Chris Ann Cleland, Associate Broker, Northern VA (Long and Foster REALTORS®, Gainesville, VA) almost 8 years ago

Featured @ Club Chaos

Posted by C Tann-Starr (Tann Starr & Associates, Inc.) almost 8 years ago

I can imagine there will be lots of fall out from these rains in Atlanta my friend. I feel for the homeowners that will be affected be this.

Posted by JL Boney, III, Columbia, SC Real Estate (Russell and Jeffcoat) almost 8 years ago

I went throught the redrawing of flood maps about 8-9 years ago.  Not pretty and not always accurate!

Posted by William Feela, Realtor, Whispering Pines Realty 651-674-5999 No. (WHISPERING PINES REALTY) almost 8 years ago

I'm sitting here looking at my 3.3 acre plot in SC going daaaaaaang. It made the flood plan... Bummer...

Posted by C Tann-Starr (Tann Starr & Associates, Inc.) almost 8 years ago

They just re-did our flood plain map for Texas last year. We just went through the OMG stage of are we in the flood plain now panic. thank God we are not, but many home owners are. Good luck to those of you dealing with this!



Posted by Betina Foreman, Realtor, C.N.E., with WJK REALTY (WJK Realty) almost 8 years ago

The 100 year flood plan can have a tremendous affect on the value of homes.  Good luck on the clean up.

Posted by Terry & Bonnie Westbrook, Westbrook Realty - Grand Rapids Forest Hills MI Re (Westbrook Realty Broker-Owner) almost 8 years ago

Richard: This is fasinating and the inpact on a property is tremendous ~ thanks for the heads up.

Posted by Sandy Childs, Realtor - Spartanburg, SC (Keller Williams Realty) almost 8 years ago

You mean adding now river front property to the listing, doesn't actually help the price? That is such a shame!

Todd Clark -

Posted by The Friendly Home Team, Brokers - Oregon / SW Washington Real Estate (Realty Pro Oregon, LLC) almost 8 years ago

Richard, I see something in your pictures we have not seen in several weeks - Blue skies!!! Although we have not had the deluge that Atlanta had, it has rained here every day for the past week. Tell them folks that their prayer has been answered and then some. They got the rain...

Posted by TeamCHI - Complete Home Inspections, Inc., Home Inspectons - Nashville, TN area - 615.661.029 (Complete Home Inspections, Inc.) almost 8 years ago

My hometown of Wilson, NC went through this after Hurricane Fran. What a nightmare. There were also several  neighborhoods that were condemned and the homes were bought by FEMA, the lots will never be rebuilt upon again. Flooding is devastating on so many levels. We don't so much fear the hurricanes here as the flooding afterwards!

Posted by SarahGray Lamm, Realtor - 100K Hours of NC Real Estate Experience (Allen Tate Realtors Chapel Hill, NC 919-819-8199 ) almost 8 years ago

The floodplains maps are going to constantly change, and that's due to development, or river natural movements.  Amazing that the little magic lines on the map will hold back the water when it comes?!?

Posted by Carla Muss-Jacobs, Principal Broker (503) 810-7192, Buyer Focused ~ Buyer Results ( | Portland Metro Exclusive Buyers Agent | 100% Buyer Representation ~ 100% of the Time) almost 8 years ago

Richard, many people who do have flood insurance do not realize it only covers the structure. For the contents of the home/building you will need another insurance policy to specifically cover the contents within the home or building.

Posted by Cynthia Bartch, Redesigned Spaces; All Round Nice Gal (Home Stager/Property Stylist & more! Granville, Ohio) almost 8 years ago